Privacy Policy & Terms
Privacy Policy
Effective Date: October 2025
At Nuvia Life, your privacy and trust mean everything. We’re committed to protecting your personal information and being transparent about how we use it.
1. Information We Collect
- Contact details (name, email, phone, state)
- Form data for quotes (age range, coverage interest, preferred contact)
- Technical data (cookies/analytics)
Your mobile phone number is considered personal information and will never be shared, sold, or rented to third parties for marketing purposes.
2. How We Use Your Information
- Respond to inquiries and provide quotes
- Match you with appropriate coverage options
- Send service updates, reminders, or educational resources
- Communicate by email, phone, or SMS with your consent
- Improve our site and customer experience
We never sell your personal information.
3. Text Messaging and SMS Consent
By providing your phone number through our website or during a consultation, you agree to receive text messages from Nuvia Life related to your quote, application, policy updates, or appointment scheduling.
- Message frequency: Varies based on interaction (typically 1–4 messages per month)
- Message types: Service updates, follow-ups, or limited promotional offers (if opted in)
- Fees: Message and data rates may apply
- Opt-out: Reply STOP to cancel at any time
- Help: Reply HELP or contact us at (407) 904-4811 or info@getnuvialife.com
- Non-sharing: Your phone number will only be used by Nuvia Life and never shared or sold for marketing.
All communications comply with TCPA and CTIA guidelines, and your consent is voluntary and revocable.
4. Sharing Information
Information may be shared only as necessary with licensed carriers, BGAs, or secure platforms (such as our CRM, HubSpot) that meet strict confidentiality and data-protection standards.
5. Data Security
We use reasonable technical and administrative safeguards to protect your information and maintain compliance with privacy regulations.
6. Cookies & Tracking
We may use cookies or analytics tools to analyze site traffic and improve functionality. You can disable cookies in your browser at any time.
7. Your Rights
To access, update, or delete your data, or withdraw consent for text messaging, contact info@getnuvialife.com.
8. Links to Other Sites
Our website may link to external carrier or partner sites. Nuvia Life is not responsible for the privacy practices or content of those sites.
9. Updates to This Policy
We may update this Privacy Policy occasionally. Any changes will be posted here with a revised effective date.
10. Contact Us
For questions about this Privacy Policy or how your data is handled, contact: Nuvia Life | info@getnuvialife.com | (407) 904-4811
Terms of Use & Disclaimer
Effective Date: October 2025
Welcome to Nuvia Life. By using this site, you agree to the following terms.
1. General Information
Nuvia Life operates as an independent life insurance agency, connecting clients with top-rated carriers based on individual needs.
2. No Guarantee of Coverage
Submitting information or receiving a quote does not guarantee approval or coverage. Final decisions and rates are determined by carriers after underwriting.
3. Not Financial or Legal Advice
All information provided is general and educational. For financial, legal, or tax advice, consult a qualified professional.
4. Accuracy & Availability
We strive for accuracy but cannot guarantee all information is current or complete. Products and availability may vary by state and carrier.
5. Licensure
Nuvia Life is a licensed independent agency. Current license: Florida (#W231359). Additional state licenses will be posted as obtained.
6. External Links
Our website may include links to third-party sites for convenience. Nuvia Life is not responsible for the accuracy, content, or privacy practices of those sites.
7. SMS Communication and Consent
By providing your phone number through any Nuvia Life web form, email communication, or consultation, you consent to receive SMS/text messages from Nuvia Life for quote follow-ups, policy updates, appointment reminders, and account information.
- Message frequency: Varies (typically 1–4 per month)
- Message types: Service notifications, updates, or limited promotional messages (if opted in)
- Fees: Message and data rates may apply
- Opt-out: Reply STOP to cancel
- Help: Reply HELP or contact (407) 904-4811 / info@getnuvialife.com
- Non-sharing: Your mobile number will not be shared or sold for marketing purposes.
8. Limitation of Liability
Nuvia Life is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its content. Your use of this site is solely at your own risk.
9. Intellectual Property
All logos, text, and design elements on this site are the property of Nuvia Life. You may not copy, reproduce, or distribute any content without prior written permission.
10. Contact
Questions? info@getnuvialife.com | (407) 904-4811